কোম্পানির নিরাপত্তা

Insurance Tips for Collectors

• Standard homeowners policies typically cap collectibles at $1,000–$2,500
• Ask about "agreed value" vs "actual cash value" — agreed value pays the full insured amount
• Keep records of market value changes — update coverage annually
• Document security measures — safes, alarms, and climate control can reduce premiums
• Consider separate policies for categories exceeding $5,000 in value